Fair Debt Collections Practices Act – a Primer.

Aug 09, 2008

The ISBA Mutual Insurance Company recently posted an article on their website titled 'Debt Be Not Proud' providing an introduction to the Fair Debt Collections Practices Act. As a former collections attorney, I saw how easy it can be for attorneys to be guilty of a technical violataion and to have a defendant's attorney file suit in federal court for such a violation. Suddenly, the hunter becomes the hunted and the collection attonrey is having to defend themselves in a non-sympathetic forum. Even minor tehcnical violataions can rapidly result in a judgment of several thousand dollars without any actual harm being done.

Even if you only do one or two collection cases a year (maybe especially if you only do a few) you need to review this article and to further self-educate yourself about the requirements of the FDCPA.